November 19th, 2007
Car Insurance - What A Caveman Needs To Know
“It’s so easy even a caveman can do it”, the announcer proclaims, alluding to how easy it is to save money with their car insurance company. While the advertisement has been hugely successful, even leading to a television series, the reality is neither a caveman, talking lizards, scantily clad models or anything else will make your car insurance any cheaper. Your insurance premium is primarily based on such things as your driving record, age, gender, location, the vehicle that you’re insuring, and not on what insurance company you are with. If you really want to see how easy it is to save money with any insurance company, try getting cheap auto insurance with a less than perfect driving record including such indiscretions as speeding, accidents, or the dreaded D.U.I. You’ll quickly find that ‘easy’ is a relative term; perhaps easier than Chinese Arithmetic, but not as easy as the ubiquitous commercials would lead you to believe.